Claim rules · Article 1 of 4

Understanding claim rules

Claim rules are how your team encodes funding decisions as automatic checks on invoices. They catch problems — items not in plan, unauthorised suppliers, costs needing review — before an invoice is processed, so your team isn't reviewing the same edge cases by hand on every claim.

What claim rules do

Plan management is regulated work. Every invoice you process eventually becomes an NDIS claim, and claims that fall outside what a customer's plan actually funds — wrong items, wrong supplier, wrong period — create compliance problems and rework when they're rejected by the NDIS.

Reviewing every invoice line item by hand is slow and error-prone. Claim rules are your team's way to bake those checks into Navigator so they happen automatically. A rule says: "For this customer (or this supplier, or this combination), if you see these support items, do X." Where X is one of three things:

Set the rule once and Navigator applies it to every matching invoice that arrives.

Where claim rules fit in the invoice flow

Rules are evaluated as part of invoice processing — between the invoice arriving and it being approved. They're a gate, not a report.

📨 Step 1 Invoice received
🛡️ Step 2 Claim rules checked
Step 3 Reviewed & approved
📤 Step 4 Submitted to NDIS
💵 Step 5 Paid

Claim rules run automatically at Step 2, immediately after an invoice arrives. A Blocked rule halts the invoice at this point. A Warning rule lets it continue but raises a flag for the reviewer. An Authorized rule explicitly clears it. Either way, the rule has already done its job before a person picks up the invoice.

The three rule types

Every rule has one of three types. The choice determines how aggressively Navigator intervenes.

Blocked Stop the invoice

Navigator halts processing. The invoice can't move forward until the rule is resolved or removed.

When to use A supplier isn't authorised to bill for an item under this customer's plan. The customer's plan doesn't fund the support category. An item should never be charged at all.
Warning Flag for review

Navigator surfaces a warning to the reviewing team. The invoice continues, but the reviewer must consciously acknowledge it.

When to use A pattern that's usually fine but occasionally isn't. Pricing close to the cap. Items that should be checked against documented authorisation before approval.
Authorized Explicitly permit

Navigator confirms the invoice is permitted — overriding flags or blocks that would otherwise trigger for the same items.

When to use A customer has documented NDIS authorisation for items that would normally raise a flag — e.g. continence supplies, intensive behaviour supports, or therapy items linked to a verified disability.

The three rule types. Most rules teams set up are Blocked or Warning — guards against specific issues. Authorized is rarer and used to explicitly clear items that would otherwise be caught by other checks.

What a rule can target

Every rule is scoped along two axes — who the rule applies to and which items it covers. You must always set at least one part of the "who", but the "which items" can be left open.

ScopeWhat it means
CustomerApplies to all invoices for this customer, regardless of supplier.
SupplierApplies to all invoices from this supplier, regardless of customer.
Customer and supplierApplies only when that specific combination appears together on an invoice.
Support itemsOptional. Restrict the rule to specific NDIS support items, an entire category, or a claim rule group. If left blank, the rule covers all items on matching invoices.
Date rangeRequired. The rule is only active between its start and end dates. Often tied to a customer's support plan dates so the rule expires automatically when the plan does.

Claim rule groups

Some scenarios come up over and over — for example, the NDIS-authorised list of continence supplies, or the standard set of Core supports that should be blocked by default. Rather than recreating the same item lists each time, teams can apply a claim rule group: a pre-built bundle of NDIS support items maintained by Kismet.

Selecting a group has two effects:

  1. Every item in the group is added to your rule at once.
  2. The group's name becomes the rule's reason automatically (e.g. "Consumables – Continence Supports (NDIS Authorised)") — you don't need to type one yourself.

Groups are curated by Kismet and update when the NDIS support catalogue changes. You can't create or edit groups yourself. Common examples on the platform today:

If you think a group needs an item added or removed, contact your Kismet team.

Where to find claim rules

Claim rules don't have a top-level navigation item in Navigator. They're reached from a customer's or supplier's profile:

This is by design: claim rules exist for a customer or supplier, so you nearly always want to view or change them in that context. To see every rule on your account at once, clear the filter at the top of the claim rules screen.

How rules are evaluated

When an invoice is processed, Navigator runs the following check automatically:

  1. Find candidate rules Navigator pulls every claim rule for your account that is active on the invoice date (i.e. the invoice date sits between the rule's start and end dates).
  2. Match scope For each candidate, it checks whether the rule's customer, supplier and support items all match the invoice. A rule with no specific items matches any item; a rule scoped to a customer-only matches any supplier; and so on.
  3. Apply the strongest outcome If a matching Authorized rule exists, the invoice is cleared for that item. Otherwise a matching Blocked rule halts the invoice, or a matching Warning rule raises a flag for the reviewer.
  4. Surface the result on the invoice Blocked invoices display a message including the rule's reason — for example: "Invoice cannot be processed. There is a claim rule blocking line item 01_011_0107_1_1 for the following reason: {reason}". Warnings appear as flags the reviewer must acknowledge.
Rules don't apply retroactively Creating a rule today doesn't change invoices that have already been processed. The rule only affects invoices evaluated after it becomes active.